The Lowdown on Discover Miles Card
If you are looking for a Discover credit card, then you would be spoilt for choice. With the many variations of Discover credit cards, each with its own reward program, you will need to get the lowdown of each in order to make the right choice.
The Miles Card from Discover is a travel rewards card that awards cardholders with one Mile for every dollar charged to the Discover Miles card. In fact, you will be awarded 5000 Bonus Miles instantly upon the first purchase made with your Discover Miles card.
These Miles can then be redeemed for free flight tickets on any major U.S. airline, gift certificates, cash returns or even branded merchandise. Additionally, redemption for vacation cruise packages as well as certificates for dining privileges, hotels and car rental services is also part of their paraphernalia of rewards.
The downside to this is that only a maximum of 60,000 Miles can be earned for each card account within a year. However, just like other travel reward cards, miles accumulated will not expire as long as the account is kept active for three years running.
Whats more, customers can now view their total collected Miles in their monthly billing statements or for faster updates, through their online account. The only drawback about the Discover Miles Card is that airline miles are non-transferable even between Discover Card holders. However, anyone who is listed in the account as a fellow card member are eligible to redeem miles collected as long as the airline miles are only deducted from that account.
Finally, airline tickets must be booked at least three weeks (21 days) in advance and customers can fly at any time of the year as there are no blackout dates. Furthermore, if the customer has 10,000 Miles at hand, they can always ask for a reduced price on their ticket. In the event that a customer wishes to close an account, they are given the option to exchange the remaining Miles they have for cash, as long as there is at least 5000 Miles in the account. There is no time to waste; it is time to discover the world with your own Discover Miles Card.
Chase Continental Presidents Club Credit Card
There is no doubt about how important to people the credit card has become over recent years. Saving can be difficult to do but we are all happy to have debts and the credit card does enable us to have things when we want them and quite often when we need them.
When you think about it, there aren’t that many credit cards that are household names but the Chase credit card is one of them. As with other well know credit cards like Visa and MasterCard, it can be used wherever you are in the world making it a truly global credit card. But it doesn’t stop there as the company responsible for the Chase credit card also has other service cards to help with travel, vehicles, gas and a special one for students. So the Chase credit card has many uses and is a reliable companion for you everywhere you go. For many people that work long hours, the internet is often the only way they can do any personal shopping. Aside from making it easy for the customer to maintain their account online, Chase credit card lets you check your balance and pay your bills through a secure web site.
For some people, the ease with which they can go online to manage their account is the only excuse they need to own a Chase credit card. No membership fees, low APR’s and special deals make for an attractive credit card package.
Reward programs to thank the Chase user are quite normal with all the various Chase credit cards. I suppose it is up to you which type of card you decide upon as they are designed to suit different types of people. Once you have accumulated enough points you can cash them in as it were, for anything that is shown in the catalogue. There is bound to be a reward just for you including trips if that is what you like. Chase credit cards know that if they look after their customers they won’t lose them; a philosophy that many companies could learn from. Ok so the gifts are great but how many companies will give you excellent customer support twenty four hours a day? This service comes into its own if there is a case of a lost or believed stolen credit card, when you need a replacement, fast!
If you are thinking about transferring your balance then this is the way to do it with a guaranteed six month zero percent interest rate which also incorporates current purchase balances as well. If you pay your bill in its entirety each month then you will not have to pay any interim interest. Apart from the catalogue gifts, Chase will also give cash rewards to holders that purchase goods with the card. Many people are put off of transferring balance because there is usually a fee but Chase has waived this charge and it can even be done securely on their web site.
[Top]